Building a co-operative future.
Supportive loan finance to help people take control of their economic lives and create social benefit.
Co-operative & Community Finance has been a supportive lender and loan management specialist for over 50 years.
We exclusively serve the co-operative and social enterprise sector supporting hundreds of businesses, from small community-led enterprises to large award-winning organisations. We lend to those that practice the principles of co-operation, social ownership and sustainable development. Our rates are competitive and we don’t require personal guarantees.
Borrowing from us
We lend to organisations that are owned and democratically controlled by their members, who are usually either employees, customers or members of a community.
Loans from £10,000 to £75,000 are readily available, and we are able to lend up to £150,000 using other funds. We do not require personal guarantees. We manage a range of loan funds throughout the UK, and currently have around £4m available to lend. Our staff will be glad to advise on the availability of specific funds and the most suitable forms of finance for your business.
Our services
We’ve been successfully managing funds and making loans in a specialist market for over 40 years.
We are the oldest community development finance institution (CDFI) in the UK and, we believe, one of the most successful and sustainable. We are also one of the very few CDFIs that is authorised and regulated by the Financial Conduct Authority in the conduct of investment business.
Featured News
Celebrating International Workers’ Day, celebrating workers.coop
Today, May 1st, is International Workers Day – a global celebration of workers and the working classes. Who better to talk about today than workers.coop? With the stated aim of ‘Liberating Work’, and a belief ‘in a world where everyone has access to rewarding, meaningful and sustainable work’, workers.coop was conceived two years ago, at […]